Background image for

Get a Great Rate on a New Mortgage

See How Much You Can Afford or How Much You Can Save for FREE.

Phone : 480-426-1636

Purchase Refinance

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

Contact Us

Loan Programs

Here at Mill Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

Learn More

Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation..

View Calculators

What Our Customers Say About Us

Rating

5.0

62 reviews

Write a review

Travis Erickson is amazing! He was very professional during this process. I recently refinanced my home from 30 years to 15 years and got everything d ...

Travis Erickson is amazing! He was very professional during this process. I recently refinanced my home from 30 years to 15 years and got everything done in 2 weeks! Everything was handled smoothly! Highly recommend.

3 weeks ago

Posted on Google

it was a pleasure working with Stephen during my home mortgage refinance. Stephen was very knowledgeable and professional during this process. Any q ...

it was a pleasure working with Stephen during my home mortgage refinance. Stephen was very knowledgeable and professional during this process. Any questions I had he answered thoroughly completely. I can honestly say that Stephen went over and beyond what was necessary to get the job done. thank you for making my refinance go as sooth as possible.

1 month ago

Posted on Google

Jovan, Brandy and the team are the best in the business. They made everything so easy and quick to get us into our new home. I would highly recommend ...

Jovan, Brandy and the team are the best in the business. They made everything so easy and quick to get us into our new home. I would highly recommend Bonelli Financial to everyone.

1 month ago

Posted on Google

Stephen is the amazing at what he does. It's not often you work with someone as organized and efficient as Stephen. He is an expert and provides guida ...

Stephen is the amazing at what he does. It's not often you work with someone as organized and efficient as Stephen. He is an expert and provides guidance and support throughout the process. He works quickly and we can't thank him enough for his help with our home purchase. He worked with our tight timeline with ease!

2 months ago

Posted on Google

Steve is absolutely 100% the broker to use. Steve explained every detail to my understanding. Seamless and effortless. Will use again!

Steve is absolutely 100% the broker to use. Steve explained every detail to my understanding. Seamless and effortless. Will use again!

2 months ago

Posted on Google

Jovan works hard for his clients, very knowledgeable and persistent at getting the job done! We are thankful for his expertise😇

Jovan works hard for his clients, very knowledgeable and persistent at getting the job done! We are thankful for his expertise😇

Shelley Phillips

3 months ago

Posted on Google

Jovan is a superior loan officer at Mills Mortgage. He is very knowledgeable, patient and outstanding. This guy knows how to get your loan approved. I ...

Jovan is a superior loan officer at Mills Mortgage. He is very knowledgeable, patient and outstanding. This guy knows how to get your loan approved. I would never go anywhere else. If you need a mortgage loan this is the place to go.

Glenda Phillips

3 months ago

Posted on Google

Travis Erickson was fantastic to work with. Even though we were not located in the same state he made the process super smooth. Not stressful whatsoev ...

Travis Erickson was fantastic to work with. Even though we were not located in the same state he made the process super smooth. Not stressful whatsoever. He gave me the best rate offer. I highly recommend Travis by far the best loan officer I’ve worked with. 10/10!

3 months ago

Posted on Google

I've been working with Jovan Bonelli and his team for a little over a year now and I can say I would recommend my family and any friends to him and h ...

I've been working with Jovan Bonelli and his team for a little over a year now and I can say I would recommend my family and any friends to him and his team. Knowledgeable, nice, and simply great to work with.

4 months ago

Posted on Google

Stephen is the BEST lender we have ever worked with. He has exceeded our expectations when he helped us refinance our 1st home and ever more so when i ...

Stephen is the BEST lender we have ever worked with. He has exceeded our expectations when he helped us refinance our 1st home and ever more so when it came to purchasing our 2nd home and converting our first into a rental. We so appreciate all his help, honesty and valuable advices he gives to us. I always recommend Steve to my friends and family because I know they will be working with the best and his name is STEVE NEWCOMER.

5 months ago

Posted on Google

It was a pleasure working with Josh at Bonelli Financial, always personable, and always quick to respond. Made the process quick, and better rates tha ...

It was a pleasure working with Josh at Bonelli Financial, always personable, and always quick to respond. Made the process quick, and better rates than any other lenders.

5 months ago

Posted on Google

Mr. Jovan is Absolutely the Best! I Highly recommend the Bonelli Financial Group to Anyone who wants nothing but Knowledge and Excellent communication ...

Mr. Jovan is Absolutely the Best! I Highly recommend the Bonelli Financial Group to Anyone who wants nothing but Knowledge and Excellent communication skills about Mortgages!

Gina Rosborough

5 months ago

Posted on Google

It was such a pleasure working with Stephen Newcomer, he was very helpful in understanding the whole financing process and the pros and cons of choosi ...

It was such a pleasure working with Stephen Newcomer, he was very helpful in understanding the whole financing process and the pros and cons of choosing an APR rate. He was available and quick to answer any questions we had and the closing took place on the requested date. Would use Steve again and will recommend to anyone looking for a mortgage broker. Thank you Steve, Alan & Dolores.

1 year ago

Posted on Google

Stephen Newcomer is an awesome lender. He has been a great person who is knowledgeable and extremely patient during my first home purchase process.

Stephen Newcomer is an awesome lender. He has been a great person who is knowledgeable and extremely patient during my first home purchase process.

2 years ago

Posted on Google

As a first time homebuyer my loan experience with Steve was fantastic. I would 100 percent recommend to all my family and friends and look forward to ...

As a first time homebuyer my loan experience with Steve was fantastic. I would 100 percent recommend to all my family and friends and look forward to working with Steve in the future!! Thanks Steve!

2 years ago

Posted on Google

Steve made the whole process so smooth & easy. This was our first time buying a house and Steve was so on top of everything. He addressed all of our q ...

Steve made the whole process so smooth & easy. This was our first time buying a house and Steve was so on top of everything. He addressed all of our questions ASAP! I was so overwhelmed with the whole process with it being my first house and Steve took the time to answer every one of my questions. I couldn't imagine having another lender! I highly recommend him!

Alexandra McDowell

2 years ago

Posted on Google

I didn't think I would be able to refinance my mortgage but my friend referred me to Steve Newcomer and he helped me all the way through the process a ...

I didn't think I would be able to refinance my mortgage but my friend referred me to Steve Newcomer and he helped me all the way through the process and got my interest rate way down!! Now I will be paying off my loan in 15 yrs vs 30 yrs with a better intrest rate. I highly recommend Steve!

3 years ago

Posted on Google

Working with Steve was all the things you want in a mortage lender - easy, fast and excellent. The process was smooth and incredibly efficient. Steve' ...

Working with Steve was all the things you want in a mortage lender - easy, fast and excellent. The process was smooth and incredibly efficient. Steve's communication and detailed instructions are a testament to his quality of work and passion for what he does. Thank you Steve for all your help in our refinance!

3 years ago

Posted on Google

I highly recommend Steve Newcomer. He has become our family Mortgage Banker. He is highly knowledgeable, professional, honest, patient and respectful. ...

I highly recommend Steve Newcomer. He has become our family Mortgage Banker. He is highly knowledgeable, professional, honest, patient and respectful. He has excellent following up skills and provides a very personalized service. Steve has gain the trust and respect of all of my family who he has help buy and refinance our houses. Thank you Steve for all of your great service and help ! 😊

Beatriz Morales

3 years ago

Posted on Google

Best experience i've had working with a mortgage professional. incredible service, great rate, couldn't be more pleased with Steve and his team.

Best experience i've had working with a mortgage professional. incredible service, great rate, couldn't be more pleased with Steve and his team.

3 years ago

Posted on Google

Incredible experience with Steve! I would highly recommend this mortgage broker to all friends and family. Steve is highly professional and incredib ...

Incredible experience with Steve! I would highly recommend this mortgage broker to all friends and family. Steve is highly professional and incredibly responsive which is super important during a refinance process. He explains everything clearly and that is super important.

4 years ago

Posted on Google

We used Steve as our lender for the purchase of our new home last year on a recommendation from our realtor and could not have been happier. When rate ...

We used Steve as our lender for the purchase of our new home last year on a recommendation from our realtor and could not have been happier. When rates dropped this year we contacted Steve to determine if refinancing our loan would be cost effective for our situation. We received an estimate the same day and made the decision to proceed with the re-fi. We closed on the loan less than 3 weeks later and was pleasantly surprised when the closing costs were lower than the original estimate. As with our first experience using Steve, the process was seamless and we never had to leave our home to sign the documents. If you're looking for a true professional, we highly recommend giving Steve a try.

4 years ago

Posted on Google

We were looking to refinance our mortgage and Steve had great reviews and all kinds of positive feedback, so I reached out to him first. We ended up g ...

We were looking to refinance our mortgage and Steve had great reviews and all kinds of positive feedback, so I reached out to him first. We ended up getting a slightly better offer from our original lender, but Steve actually was able to beat this. Steve made the refi process extremely easy. I had countless conversations with other people about how long and protracted their refi has been, and how they’ve been in the dark the whole time about the status. This was never the case with Steve. This process was painless and lightning fast, from day 1. His communication made all the difference - he is patient, answered all our questions, and replied to emails within 30min or less most times. We would recommend Millennial Mortgage to friends or family without hesitation and will be back ourselves in the future!

4 years ago

Posted on Google

We engaged Steve for financing on a second house a week before our scheduled close day due to our previous lender not coming through on getting our ap ...

We engaged Steve for financing on a second house a week before our scheduled close day due to our previous lender not coming through on getting our appraisal scheduled. Steve was able to process everything very quickly and was able to find an appraiser quickly so we only had to extend our close date by about a week. The communication on status between us, our agent and title was superb. Will definitely use Steve in the future and I highly recommend him.

Rachel McCollister

4 years ago

Posted on Google

Steve did it again! I have used Stephen Newcomer for 2 purchases and several refi's. In addition, I am a Realtor and he is my preferred lender. I have ...

Steve did it again! I have used Stephen Newcomer for 2 purchases and several refi's. In addition, I am a Realtor and he is my preferred lender. I have referred him to clients for the last few years because of his professionalism, attention to detail and commitment to the customer. Thank you again!

4 years ago

Posted on Google

I can’t say enough about Millennial Mortgage. Stephen Newcomer is the BEST. Fastest service ever. Questions answered and cleared immediately. Don’t h ...

I can’t say enough about Millennial Mortgage. Stephen Newcomer is the BEST. Fastest service ever. Questions answered and cleared immediately. Don’t hesitate to use them. Carrie

4 years ago

Posted on Google

Steve is amazing, from start ton finish. We banged this refi out in under 30 days. Steve was extremely informative and quick to answer all questions ( ...

Steve is amazing, from start ton finish. We banged this refi out in under 30 days. Steve was extremely informative and quick to answer all questions (like within minutes to a couple hours at max, but usually within minutes of my email)via email or phone call. I tried doing a refi months earlier with a family friend, and it was a complete S. Show. We spent 3 months working on it with a horrible appraisal, and un accurate credit rates and not the interest rate I was looking for. Steve used up to date info, and credit ratings, gave me a doc list the first day, and never faltered from that list. His online system is super easy and practicle. Every step was easier then the one before it. All in all, I will never use another lender, and will be referring all my friends and family to Steve. Your a rockstar man, keep it up!

4 years ago

Posted on Google

I needed to refinance my home and Steve Newcomer was recommended to me. Steve was very patient in explaining (and often re-explaining) every step alo ...

I needed to refinance my home and Steve Newcomer was recommended to me. Steve was very patient in explaining (and often re-explaining) every step along the way. He oversaw the whole process with the utmost respect and expedited all business transactions in an amazingly timely manner. Because of his knowledge and professionalism, I was able to lock into an extremely low interest rate. I am sure most of his clients are word of mouth because he is that good. I highly recommend Steve Newcomer and guarantee that you will not be disappointed.

4 years ago

Posted on Google

Steve Newcomer is very experienced in the entire process. Steve makes this process easy. He is available 24/7 to answer questions, follow up and creat ...

Steve Newcomer is very experienced in the entire process. Steve makes this process easy. He is available 24/7 to answer questions, follow up and creates a very comfortable experience for the consumer. His knowledge of the process is at his fingertips. He provides quick, complete answers. Ask a question once, you receive a complete response and in every case exceeds expectations. I cannot say enough about his level of expertise and understanding about the process. I trust him and his ability to take me from start to completion without any hiccups, keeping me up to date as the process unfolds and right to the finish line. I have financed many homes. I have used several lenders. Steve makes sure the process is smooth and worry free. You will NOT find a better person to work with. You will be in the loop every step of the process and confident you are making the best decision for YOU, not him.

4 years ago

Posted on Google

I had the privilege of working with Steven Newcomer at Millennial Mortgage. Working with Steve was absolutely amazing. I am a Real Estate agent and ha ...

I had the privilege of working with Steven Newcomer at Millennial Mortgage. Working with Steve was absolutely amazing. I am a Real Estate agent and have worked with many lenders and Steve Newcomer is at the top of the list. He is responsive, communicative and very professional. I recently refinanced my home from a 30 year to a 15 year mortgage and received a phenomenal rate with Millennial Mortgage. I would recommend anyone work with Steve. Thanks for such a wonderful experience.

4 years ago

Posted on Google

Zildjian and Josh worked with me on a home refinance loan and I am extremely happy with the terms. We had a few back and forth and ultimately got the ...

Zildjian and Josh worked with me on a home refinance loan and I am extremely happy with the terms. We had a few back and forth and ultimately got the terms to where we were both comfortable and I greatly appreciate them putting up with me and my questions. Andy

Andrew Le Blanc

4 years ago

Posted on Google

Steve is great to work with! He always responds promptly and super helpful through the entire process!

Steve is great to work with! He always responds promptly and super helpful through the entire process!

Mats Alexander Myhre

4 years ago

Posted on Google

My husband and I cannot say enough about Steve! We had an amazing experience with him, and he made the home buying process stress-free. He was honest ...

My husband and I cannot say enough about Steve! We had an amazing experience with him, and he made the home buying process stress-free. He was honest with us right from the start, kept in close contact with us and we were clear to close 19 days before our closing date. We had worked with another lender prior to Steve, who took 30 days to get us pre-approved. Steve had us pre-approved in a couple of days. What a huge difference, we are so happy we made that switch! We will recommend him to all friends and family going forward. Thank you Steve!!

Taylor Campbell

4 years ago

Posted on Google

Steve was awesome, very responsive and professional. Gave me multiple options to tailor the best needs for me and my family. When ever I need anything ...

Steve was awesome, very responsive and professional. Gave me multiple options to tailor the best needs for me and my family. When ever I need anything done mortgage related I will be sure to work with him again. Couldn't be happier!

5 years ago

Posted on Google

Steve was an excellent resource throughout the process. He was available every time we needed something done or had questions and was efficient and fr ...

Steve was an excellent resource throughout the process. He was available every time we needed something done or had questions and was efficient and friendly. I highly recommend working with Steve!

5 years ago

Posted on Google

The process was very simple and done all online! Shawn and Sharon were very helpful! Would recommend to anyone who is looking to refinance!

The process was very simple and done all online! Shawn and Sharon were very helpful! Would recommend to anyone who is looking to refinance!

5 years ago

Posted on Google

Steve is one of the few people that I feel genuinely understand Integrity and is one i will continue to trust his opinions and experience! Made buyin ...

Steve is one of the few people that I feel genuinely understand Integrity and is one i will continue to trust his opinions and experience! Made buying our first home a walk in the park and will recommend his services to anyone!!

5 years ago

Posted on Google

I've worked with a lot of lenders and brokers, both commercial and residential in my personal life and career. Steve at Millennial Mortgage has been ...

I've worked with a lot of lenders and brokers, both commercial and residential in my personal life and career. Steve at Millennial Mortgage has been the best I've ever worked with, by far. I have a very complex income situation and right from the first conversation, Steve dug right in and broke it all down through the various levels of businesses to be able to present it to lenders in a way they could understand it. Steve was able to get me approved at great rate while other lenders were looking for reasons to walk away from a complex situation. No matter what your situation is like, you can trust Steve to take the time to understand it and put you in the best chance possible to get the financing you need. He's the best!

5 years ago

Posted on Google

Stephen was very helpful during the entire process of our new home purchase. He was always available to answer any questions we had. I feel that he di ...

Stephen was very helpful during the entire process of our new home purchase. He was always available to answer any questions we had. I feel that he did a superb job for us and highly recommend Stephen.

5 years ago

Posted on Google

My loan with Stephen was the easiest loan process that I have went through. Stephen is friendly, extremely knowledgeable, thorough and prompt. At e ...

My loan with Stephen was the easiest loan process that I have went through. Stephen is friendly, extremely knowledgeable, thorough and prompt. At every step of the process, Stephen let us know what our options were, including the pros and cons of every option, which allowed us to make informed decisions much easier. Beyond the normal effort on our part to provide proof of income, etc., there was very little effort required on our part to complete this. Along the way, we did have a few questions and Stephen answered everything fully and promptly. I have been through several home purchases in my life, and this was by far the easiest. I will not hesitate to use Stephen again in the future, if needed.

5 years ago

Posted on Google

Steve is professional, efficient, and knowledgeable. If you are in the market to purchase or refinance he is "The Guy"

Steve is professional, efficient, and knowledgeable. If you are in the market to purchase or refinance he is "The Guy"

5 years ago

Posted on Google

Steve financed my home purchase. Fast and effective, with awesome communication skills. I never felt like I was in the dark. He returned every ...

Steve financed my home purchase. Fast and effective, with awesome communication skills. I never felt like I was in the dark. He returned every communication, whether voice, text, or email, with amazing speed. Usually within just a few minutes, day or night. I always felt like I knew what was coming, when, and how. It was nice to feel so informed, and for things to unfold exactly as Steve led me expect. Great transaction. Great communication. Wanna stress free experience? If so, Steve is your guy. Thanks Steve!!!

almost a customer

6 years ago

Posted on Google

Working with Steve on our mortgage was SUCH an easy process. He provided us with a variety of options, answered all our questions, and was always very ...

Working with Steve on our mortgage was SUCH an easy process. He provided us with a variety of options, answered all our questions, and was always very fast to get us paperwork and communicate where we were in the process. Highly recommended!

Christopher Maselli

6 years ago

Posted on Google

As a first time home buyer using a VA home loan, Steve made the process easy and stress free! He was incredibly patient and thorough explaining each s ...

As a first time home buyer using a VA home loan, Steve made the process easy and stress free! He was incredibly patient and thorough explaining each step of the process to me and answering my many questions. Steve was always available via phone or email and was truly a joy to work with. I cannot imagine using anyone else for financing a home! I have recommended him to anyone that I know who is in the market to buy or is planning to in the future. Steve is excellent for helping people to determine whether or not they are ready to buy a home and if not what they can do to make themselves financially ready. His knowledge is evident, and he exceeded all of my expectations. Steve is a class act and an overall great guy, give him a call!

6 years ago

Posted on Google

Steve did an amazing job with our Loan, We were first time home buyers and he made sure to walk us through every single part of the process. If you ar ...

Steve did an amazing job with our Loan, We were first time home buyers and he made sure to walk us through every single part of the process. If you are looking to buy your first home , I highly recommend choosing Steve. Best pricing in the industry ( i should know i am a loan officer too , and he beat our pricing by alot. )

6 years ago

Posted on Google

My wife and I couldn’t be any happier with the work that Steve has done for us! He walked us through the whole process and couldn’t of made it any eas ...

My wife and I couldn’t be any happier with the work that Steve has done for us! He walked us through the whole process and couldn’t of made it any easier. He’s highly recommended from my wife and I.

6 years ago

Posted on Google

Steve was amazing every step of the way! Superb customer service and communication. Everything was handled efficiently and smoothly. I highly recommen ...

Steve was amazing every step of the way! Superb customer service and communication. Everything was handled efficiently and smoothly. I highly recommend Steve for your purchase or refinancing needs!

Dangled Designs

6 years ago

Posted on Google

I can't thank Steve enough for making our dream come true. As first-time homebuyers, he was patient and thorough in walking us through the process and ...

I can't thank Steve enough for making our dream come true. As first-time homebuyers, he was patient and thorough in walking us through the process and answered all our questions. Steve went above and beyond in getting us the best deal. Very much appreciate his professionalism and commitment. He always kept us in the loop at every stage of the process and explained the options and all aspects of the loan clearly and ensured it was a smooth sailing. It was a great experience working with him. I will highly recommend him and will be glad to refer my friends too.

Srinivasan Purushothaman

6 years ago

Posted on Google

It was a pleasure working with Steve to get the financing we needed to buy our first home, he made this a smooth and easy process. We especially appre ...

It was a pleasure working with Steve to get the financing we needed to buy our first home, he made this a smooth and easy process. We especially appreciate that he took the time to immediately respond to our numerous questions in a detailed and clear manner. He did so in such a way that any uncertainties or doubts that came up were quickly resolved. We also appreciate that after we told him our expectations with regards to the budget we had ,he took the time to search for the best deals for us. He ran various numbers for us and made it easier for us to make an informed decision and we really appreciate that. We would not have any hesitation referring or recommending his services to anyone in search of getting a mortgage. THANK YOU!

Alexander S. M. Kimani

6 years ago

Posted on Google

Steve took the time to look for the best loan for us. He was great about explaining everything to us every step of the way. He was always there for ...

Steve took the time to look for the best loan for us. He was great about explaining everything to us every step of the way. He was always there for us and was always very easy to reach. Steve made our loan process a breeze. Thank you!

7 years ago

Posted on Google